@article {6760, title = {Retirement and Wealth}, journal = {Social Security Bulletin}, volume = {64}, year = {2001}, note = {RDA 1996-005; Revision of NBER WP 8229}, publisher = {64}, abstract = {This article analyzes the relationship between retirement and wealth. Using data from the first four waves of the longitudinal Health and Retirement Study{\textemdash}a cohort of individuals born from 1931 to 1941{\textemdash}we estimate reducedform retirement and wealth equations. Our results show that those who retire earlier do not necessarily save more and that even if one{\textquoteright}s primary interest is in the relationship between Social Security policy and the decision to retire, it is important to incorporate saving behavior and other key decisions into the analysis.}, keywords = {Net Worth and Assets, Retirement Planning and Satisfaction}, url = {https://www.ssa.gov/policy/docs/ssb/v64n2/v64n2p66.pdf}, author = {Alan L Gustman and Thomas L. Steinmeier} }