@article {9609,
	title = {Guardianship and the Representative Payee Program},
	year = {2017},
	month = {08/2017},
	pages = {2-12},
	chapter = {2},
	abstract = {Research suggests that 0.3 percent of all adults have been appointed a legal guardian.  While the requirements for being placed into guardianship can vary from state to state, a lack of decision-making capacity is a precondition.  As a result, one would expect Social Security beneficiaries who have a guardian to also have their guardian act as a representative payee.  Yet little is known about the relationship between guardianship and the Representative Payee Program.  In response to a request from the Social Security Administration, this report uses the Survey of Income and Program Participation (SIPP) linked to the Social Security Master Beneficiary File and the Supplemental Security Record to investigate three questions: 1) how many beneficiaries with representative payees have guardians?; 2) how many beneficiaries have their guardian as their payee?; and 3) what are the characteristics of those with both a payee and a guardian.  Because the SIPP does not include individuals residing in nursing homes, the project also examines data from the Health and Retirement Study, which does include these individuals.

},
	keywords = {Guardian, Pre-existing Conditions, Social Security},
	url = {http://crr.bc.edu/working-papers/guardianship-and-the-representative-payee-program/},
	author = {Belbase, Anek and Geoffrey T. Sanzenbacher}
}
@article {10777,
	title = {Cognitive Impairment and Social Security{\textquoteright}s Representative Payee Program},
	number = {WP$\#$2016-12},
	year = {2016},
	institution = {Center for Retirement Research at Boston College},
	abstract = {Social Security{\textquoteright}s Representative Payee Program allows one individual to receive benefits on behalf of a retiree or disabled person who is incapable of managing them.  In the case of retirees with cognitive impairment, the program could help prevent fraud by ensuring that Social Security benefits are immediately turned over to a capable individual.  This paper seeks to answer three questions about the Representative Payee Program and its relationship to cognitive impairment.  First, what share of individuals with cognitive impairment use a representative payee?  Second, if individuals with cognitive impairment are not using a payee, what are they doing instead?  Finally, is it possible to identify recipients with cognitive impairment who have no help managing their finances (through a representative payee or otherwise), a situation that makes them especially vulnerable to fraud?},
	keywords = {Cognition, Cognitive Ability, Social Security},
	url = {https://crr.bc.edu/working-papers/cognitive-impairment-and-social-securitys-representative-payee-program/},
	author = {Geoffrey T. Sanzenbacher and Belbase, Anek}
}
@article {10760,
	title = {How Do Job Skills That Decline With Age Affect White-Collar Workers?},
	number = {IB$\#$16-6},
	year = {2016},
	institution = {Center for Retirement Research at Boston College},
	abstract = {As people age, their reaction times slow, flexibility
diminishes, and strength declines. These changes in
physical and sensory abilities are easy to spot. Thus,
research on retirement timing assumes that people
in blue-collar jobs, which often rely on these abilities,
will retire relatively early. Conversely, researchers
often assume that white-collar workers can retire
later. But the cognitive abilities needed for many
white-collar jobs, like memory and mental speed, also
decline with age. And some white-collar jobs also rely
on physical or sensory abilities {\textendash} for example, oral
surgeons must have dexterous fingers, steady hands,
and excellent eyesight. These observations raise an
obvious question: can all white-collar workers remain
productive well into their sixties and, if not, which
jobs are most vulnerable to age-related decline?},
	keywords = {Job Skills, White Collar, Work},
	url = {https://crr.bc.edu/briefs/how-do-job-skills-that-decline-with-age-affect-white-collar-workers/},
	author = {Belbase, Anek and Geoffrey T. Sanzenbacher and Gillis, Christopher M.}
}
@article {8625,
	title = {Does Age-Related Decline in Ability Correspond with Retirement Age?},
	number = {CRR WP 2015-24},
	year = {2015},
	pages = {1-39},
	institution = {Center for Retirement Research at Boston College},
	address = {Chestnut Hill, MA},
	abstract = {While declines in physical and mental performance are inevitable as workers age, they are not uniform across the various systems of the body {\textendash} some physical and cognitive abilities decline much earlier than others.  This variance implies that workers in occupations that rely on skills that decline early may be unable to work until late ages, even as policy changes like increases in the Full Retirement Age (FRA) encourage them to.  Researchers often estimate models of early retirement that include a control for whether a worker is in a blue-collar job {\textendash} basically assuming that less-physical white-collar work allows longer careers.  But this assumption ignores the fact that even workers in white-collar occupations may find themselves relying on skills that have declined.  This paper instead reviews the literature on aging and constructs a Susceptibility Index meant to reflect how susceptible an occupation is to declines in ability, regardless of whether the occupation relies on physical abilities (as blue-collar occupations do) or cognitive ones.},
	keywords = {Bridge employment, Cognitive Ability, Health Conditions and Status, Older Adults, Physical Ability, Retirement Planning and Satisfaction},
	url = {http://crr.bc.edu/wp-content/uploads/2015/09/wp_2015-24.pdf},
	author = {Belbase, Anek and Geoffrey T. Sanzenbacher and Gillis, Christopher M.}
}
