@article {ramnath_shoven_slavov_2020,
	title = {Pathways to retirement through self-employment},
	journal = {Journal of Pension Economics and Finance},
	year = {2020},
	type = {Journal},
	abstract = {We examine the role of self-employment in retirement transitions using a panel of administrative tax data. We find that the hazard of self-employment increases at popular retirement ages associated with Social Security eligibility, particularly for those with greater retirement wealth. Late-career transitions to self-employment are associated with a larger drop in income than similar mid-career transitions. Data from the Health and Retirement Study suggest that hours worked also fall upon switching to self-employment. These results suggest that self-employment at older ages may serve as a {\textquoteleft}bridge job,{\textquoteright} allowing workers to gradually reduce hours and earnings along the pathway to retirement.

},
	keywords = {Retirement, Self-employment, Social Security},
	doi = {10.1017/S1474747220000062},
	author = {Ramnath, Shanthi and John B. Shoven and Sita Nataraj Slavov}
}
