@article {2019-69145-00120191118,
	title = {The psychology of portfolio withdrawal rates.},
	journal = {Psychology and Aging},
	year = {2019},
	abstract = {This study investigates how personality and psychological characteristics shape portfolio withdrawal rates (PWR) within a sample of 3,678 U.S. individuals age 50 and over from the Health and Retirement Study. Structural equation model results revealed that those with greater conscientiousness, extraversion, positive affect, and financial self-efficacy have lower PWR; whereas those with greater openness, agreeableness, neuroticism, and negative affect have higher PWR. Findings from this study break new ground by establishing a link between psychological characteristics and PWR. Moreover, results provide insight to financial planning practitioners as they explore retirement income planning beyond its technical aspects and seek to maximize their clients{\textquoteright} satisfaction from the consumption of their retirement portfolios. (PsycINFO Database Record (c) 2019 APA, all rights reserved)},
	keywords = {agreeableness, Conscientiousness, extraversion, Finance, Negative Emotions, Neuroticism, Openness to Experience, Personality, Personality Traits, portfolio withdrawal rates, Positive Emotions, psychological characteristics, Retirement, Self-efficacy},
	issn = {0882-7974},
	url = {https://www.ncbi.nlm.nih.gov/pubmed/31738071},
	author = {Asebedo, Sarah D. and Chris Browning}
}
@article {Sutin2019181,
	title = {Self-Reported Personality Traits and Informant-Rated Cognition: A 10-Year Prospective Study},
	journal = {Journal of Alzheimer{\textquoteright}s Disease},
	volume = {72},
	year = {2019},
	note = {cited By 0},
	pages = {181-190},
	abstract = {Personality traits, such as higher Neuroticism and lower Conscientiousness, are associated with risk of Alzheimer{\textquoteright}s disease and other dementias. A diagnosis of dementia relies, in part, on informant ratings of the individual{\textquoteright}s cognitive status. Here we examine whether self-reported personality traits are associated with four measures of informant-rated cognition up to a decade later. Participants from the Health and Retirement Study (N = 2,536) completed a five-factor model measure of personality in 2006 or 2008. Informants completed the 2016 Harmonized Cognitive Assessment Protocol (HCAP), which included ratings of the participant{\textquoteright}s current cognitive functioning and change in cognitive function over the last decade assessed with the IQCODE, Blessed, 1066, and CSID. Controlling for characteristics of the participant, informant, and their relationship, higher Neuroticism and lower Conscientiousness were associated consistently with worse informant-rated cognition. The association between Openness and better informant-rated cognition was due primarily to higher baseline cognitive function. Extraversion and Agreeableness were associated with better informant-rated cognition only among participants who were cognitively intact at follow-up. The present research suggests that knowledgeable informants are able to detect cognitive deficits associated with personality. {\textcopyright} 2019 - IOS Press and the authors. All rights reserved.},
	keywords = {Aged, agreeableness, Article, Cognition, Conscientiousness, extraversion, Female, follow up, human, major clinical study, Male, neurosis, openness, Personality, priority journal, prospective study, Self Report},
	issn = {13872877},
	doi = {10.3233/JAD-190555},
	url = {https://www.ncbi.nlm.nih.gov/pubmed/31561364},
	author = {Angelina R Sutin and Yannick Stephan and Antonio Terracciano}
}
