@article {8274,
	title = {Portfolio choice and risk attitudes: a household bargaining approach},
	journal = {Review of Economics of the Household},
	volume = {13},
	year = {2015},
	pages = {219-241},
	publisher = {13},
	abstract = {The goal of this study is to understand how the households decide on portfolio asset allocation when the husband and wife have different risk preferences. Using data from the Health and Retirement Study for 1992 2006, we show that the share of risky assets in portfolios of two-person households increases with the risk tolerance of the spouse who has more bargaining power. The risk tolerance of the spouse who has less bargaining power does not seem to affect the share of household wealth allocated to risky assets. These results are consistent with a cooperative bargaining framework where the investment in risky assets depends on the bargaining power of the more risk tolerant spouse.},
	keywords = {Adult children, Net Worth and Assets, Other, Risk Taking},
	doi = {10.1007/s11150-013-9207-8},
	url = {http://dx.doi.org/10.1007/s11150-013-9207-8},
	author = {Tansel Yilmazer and Lich, Stephen}
}
@article {7850,
	title = {Borrowing to cope with adverse health events: liquidity constraints, insurance coverage, and unsecured debt},
	journal = {Health Economics},
	volume = {22},
	year = {2013},
	note = {Times Cited: 0},
	pages = {1177-98},
	publisher = {22},
	abstract = {This article uses data from the Health and Retirement Study for 1998-2010 to investigate whether households respond to the financial stress caused by health problems by increasing their unsecured debt. Results show both the probability of having unsecured debt and the amount of debt increase after an adverse health event among households with low financial assets, who are uninsured, or who have less generous health insurance. The effect of health problems on borrowing is caused by both medical expenditures and disruptions to the income stream. Unsecured debt seems to remain on some households{\textquoteright} balance sheets for an extended period.},
	keywords = {Medicare/Medicaid/Health Insurance, Net Worth and Assets, Public Policy},
	doi = {10.1002/hec.2877},
	author = {Patryk D. Babiarz and Widdows, Richard and Tansel Yilmazer}
}
@article {7793,
	title = {Precautionary Savings Against Health Risks: Evidence From the Health and Retirement Study},
	journal = {Research on Aging},
	volume = {36},
	year = {2013},
	pages = {180-206},
	publisher = {36},
	abstract = {The precautionary savings model predicts that households accumulate wealth to self-insure against unexpected declines in future income and unforeseen expenditures. The goals of this study are twofold. First, we investigate whether the near-elderly who face higher health risks save more. Second, we examine the factors that contribute to health risks that the near-elderly face. We use data from the Health and Retirement Study to construct two measures of health risks. Our results do not support the hypothesis that household savings increase with the health risks that they face. Individuals who confront higher health risks in the future are those who are already in fair or poor health status or those who have a health condition such as diabetes or lung disease. Lower earnings and high medical expenditures caused by current poor health status prevent households from accumulating savings for future health adversities.},
	keywords = {Consumption and Savings, Health Conditions and Status, Healthcare, Net Worth and Assets},
	doi = {10.1177/0164027512473487},
	url = {http://roa.sagepub.com/content/early/2013/01/22/0164027512473487},
	author = {Tansel Yilmazer and Scharff, R. L.}
}
