@article {7945,
	title = {Financial Ratios and Perceived Household Financial Satisfaction},
	journal = {Journal of Financial Therapy},
	volume = {4},
	year = {2013},
	pages = {4},
	publisher = {4},
	abstract = {This paper tests the relative strength of three objective measures of financial health (using the solvency, liquidity, and investment asset ratio) in predicting a household s subjective feeling of current financial satisfaction. Using a sample of 6,923 respondents in the 2008 Health and Retirement Study this paper presents evidence of two main findings: 1) the solvency ratio is most strongly associated with financial satisfaction levels based on a cross-sectional design and 2) changes in the investment asset ratio are most strongly associated with changes in financial satisfaction over time.},
	keywords = {Methodology, Net Worth and Assets},
	doi = {http://dx.doi.org/10.4148/jft.v4i1.1839},
	author = {Garrett, Scott and Russell N. James III}
}
@article {7960,
	title = {Financial Ratios and Perceived Household Financial Satisfaction},
	journal = {Journal of Financial Therapy},
	volume = {4},
	year = {2013},
	publisher = {4},
	abstract = {This paper tests the relative strength of three objective measures of financial health (using the solvency, liquidity, and investment asset ratio) in predicting a household s subjective feeling of current financial satisfaction. Using a sample of 6,923 respondents in the 2008 Health and Retirement Study this paper presents evidence of two main findings: 1) the solvency ratio is most strongly associated with financial satisfaction levels based on a cross-sectional design and 2) changes in the investment asset ratio are most strongly associated with changes in financial satisfaction over time.},
	keywords = {Methodology, Net Worth and Assets},
	doi = {10.4148/jft.v4i1.1839},
	author = {Garrett, Scott and Russell N. James III}
}
@article {7383,
	title = {The Myth of the Coming Charitable Estate Windfall},
	journal = {The American Review of Public Administration},
	volume = {39},
	year = {2009},
	pages = {661-674},
	publisher = {39},
	abstract = {Media accounts, fund-raising periodicals, and some academic research have pointed to a coming windfall of charitable estate transfers driven by the graying of the population. Nonprofit managers and public agencies working with nonprofits or their beneficiaries may incorporate these expectations into their long-range planning. This article presents the first comparison of estate gifts (for both taxable and nontaxable estates) with the previous annual giving and volunteering of the deceased. An analysis of approximately 6,000 deceased panel members from the 1995 2006 Health and Retirement Study suggests that estate gifts are largely offset by the loss of current giving and volunteering previously provided by the deceased donors. Consequently, nonprofit managers who plan based on anticipated future charitable giving estate windfalls may make erroneous choices.},
	keywords = {Adult children, Net Worth and Assets},
	doi = {https://doi.org/10.1177/0275074008326188},
	author = {Russell N. James III}
}
@article {7313,
	title = {Wills, Trusts, and Charitable Estate Planning: A panel study of document effectiveness},
	journal = {Financial Counseling and Planning},
	volume = {20},
	year = {2009},
	pages = {3-14},
	publisher = {20},
	abstract = {This paper compares pre-death charitable testamentary expectations with post-death distributions for deceased panel members in the 1995-2006 Health and Retirement Study. Most respondents who reported having a charitable estate plan in the survey wave immediately prior to their death ultimately generated no charitable estate gift after death. Cross-tabulations, linear probability models, and probit analysis all demonstrated that the likelihood of generating a charitable estate gift was significantly higher for respondents who had a funded inter vivos trust than for respondents who had only a will. This difference persisted even after controlling for wealth, income, and other demographic differences. Reasons for the differential effectiveness of these planning documents and implications for financial and gift planners are examined.},
	keywords = {Adult children, Net Worth and Assets},
	author = {Russell N. James III}
}
