@article {8460,
	title = {Dear Graduate, Please Keep The Change},
	journal = {New York Times},
	year = {2007},
	month = {June 2, 2007},
	edition = {Late Edition (East Coast)},
	chapter = {C.1},
	abstract = {There may be another compelling reason to save and that is that while many aspects of retirement savings are predictable, the big unknowable is health care costs. {\textquoteright}{\textquoteright}If you believe in the logic of the life cycle model, then once you get used to peanut butter, all else follows,{\textquoteright}{\textquoteright} said Jonathan Skinner, a economics professor at Dartmouth College who has studied retirement issues and recently wrote a paper titled {\textquoteright}{\textquoteright}Are You Sure You{\textquoteright}re Saving Enough for Retirement?{\textquoteright}{\textquoteright} for the National Bureau of Economic Research. {\textquoteright}{\textquoteright}That{\textquoteright}s the assumption that I am questioning: Do people want to be stuck in peanut butter in retirement?{\textquoteright}{\textquoteright} [Skinner is referencing projections of increased out-of-pocket medical expenses that are based on Health and Retirement Study data.]},
	keywords = {Consumption and Savings, Event History/Life Cycle, Retirement Planning and Satisfaction},
	author = {Darlin, Damon}
}
