TY - JOUR T1 - How does health insurance affect the retirement behavior of women? JF - Inquiry Y1 - 2011 A1 - Kanika Kapur A1 - Jeannette Rogowski KW - Decision making KW - Female KW - Health Benefit Plans, Employee KW - Humans KW - Male KW - Models, Econometric KW - Multivariate Analysis KW - Pensions KW - Retirement KW - Spouses KW - United States KW - Women, Working AB -

The availability of health insurance is a crucial factor in the retirement decision. Women are substantially less likely to have health insurance from their own employment. Using the Health and Retirement Study, we examine the role of employer-provided retiree health insurance in the retirement decisions of single women, and women in single-earner and dual-earner couples. We compare the effect of health insurance on female and male retirement. Our results show that retiree health insurance increases retirement for all groups except single men. We find suggestive evidence that the role of health insurance for women hinges on their husbands' labor force status.

PB - 48 VL - 48 IS - 1 U1 - http://www.ncbi.nlm.nih.gov/pubmed/21634262?dopt=Abstract U3 - 21634262 U4 - Health insurance/Retirement planning/Employee benefits/Impact analysis/Female employees/Life insurance/health insurance/Investment analysis/personal finance/benefits/compensation/Experiment/theoretical treatment ER -