%0 Journal Article %J Social Security Bulletin %D 2001 %T Retirement and Wealth %A Alan L Gustman %A Thomas L. Steinmeier %K Net Worth and Assets %K Retirement Planning and Satisfaction %X This article analyzes the relationship between retirement and wealth. Using data from the first four waves of the longitudinal Health and Retirement Study—a cohort of individuals born from 1931 to 1941—we estimate reducedform retirement and wealth equations. Our results show that those who retire earlier do not necessarily save more and that even if one’s primary interest is in the relationship between Social Security policy and the decision to retire, it is important to incorporate saving behavior and other key decisions into the analysis. %B Social Security Bulletin %I 64 %V 64 %G eng %U https://www.ssa.gov/policy/docs/ssb/v64n2/v64n2p66.pdf %N 2 %L pubs_2002_Gustman_ASSB.pdf %4 Wealth/Retirement %$ 8462