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Milligan K. How is economic hardship avoided by those retiring before the Social Security entitlement age?. Journal of Pension Economics and Finance. 2014;13(4):420-438. doi:10.1017/S1474747214000171.
Milligan K. How is Economic Hardship Avoided by Those Retiring Before the Social Security Entitlement Age. Cambridge, MA: National Bureau of Economic Research; 2012. doi:10.3386/w18051.