HRS Bibliography
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International Models for Pension Reform. University of Pennsylvania; 1998.
. Human Capital Risk and Pension Outcomes. In: Evaluating the Financial Performance of Pension Funds. Evaluating the Financial Performance of Pension Funds. Washington, DC: World Bank; 2010:119-151.
. Construction of the Earnings and Benefits File (EBF) for Use With the Health and Retirement Survey. National Bureau of Economic Research; 1996. doi:10.3386/w5707.
. Can Americans Afford to Retire? New Evidence on Retirement Saving Adequacy. Journal of Risk and Insurance. 1998;65(3):371-400.
. When Is Hope Enough? Hopefulness, Discrimination and Racial/Ethnic Disparities in Allostatic Load. Behav Med. 2020;46(3-4):189-201. doi:10.1080/08964289.2020.1729086.
. Why Boomer Women Are Worse Off Financially Than Their Predecessors. The Wall Street Journal. http://blogs.wsj.com/experts/2016/09/11/why-boomer-women-are-worse-off-financially-than-their-predecessors/. Published 2016.
. What Explains Low Old-Age Income? Evidence from the Health and Retirement Study. Cambridge, MA: National Bureau of Economic Research; 2021. doi:10.3386/w28721.
. Social Security Replacement Rates for Alternative Earnings Benchmarks. Benefits Quarterly. 2006;22(4):37.
. Hope, Purpose, and Religiosity: The Impact of Psychosocial Resources on Trajectories of Depressive Symptoms Among Middle-Aged and Older Blacks. Journal of Aging and Health. 2022;34(3):363-377. doi:10.1177/08982643221085820.
. . Hopelessness among Middle-aged and Older Blacks: The Negative Impact of Discrimination and Protecting Power of Social and Religious Resources. Innovation in Aging. 2020;4(5):igaa044. doi:10.1093/geroni/igaa044.
. Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities. NBER; 1998. doi:10.3386/w6178.
. A Financial Literacy Test That Works. Forbes.
. Lifetime Earnings Variability and Retirement Wealth. Ann Arbor, MI: Michigan Retirement Research Center at the University of Michigan, ; 2003. doi:https://dx.doi.org/10.2139/ssrn.1091441.
. Why Making Big Decisions as We Get Older Is So Risky. Dow Jones Institutional News.
. Will Boomers Redefine Retirement?. In: Redefining Retirement: How Will Boomers Fare?. Redefining Retirement: How Will Boomers Fare? Oxford, UK: Oxford University Press; 2007:1-12.
. Retirement Responses to early Social Security Benefit Reductions. National Bureau of Economic Research; 2000.
. Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS). Ann Arbor: Michigan Retirement and Disability Research Center; 2012.
. Explaining Retirement Saving Shortfalls. In: Forecasting Retirement Needs and Retirement Wealth. Forecasting Retirement Needs and Retirement Wealth. Philadelphia: University of Pennsylvania Press; 2000:139-63.
. Benefits for the Future Workplace. Philadelphia, PA: University of Pennsylvania Press; 2003.
. Mechanisms of Health Disparities in Inflammation: A Test of the Differential Stress Exposure and Differential Stress Vulnerability Hypotheses. 2014;3623220:225.
. The Market for Financial Advice. Oxford, UK: Oxford University Press; 2013:368.
. Construction of the Earnings and Benefits File (EBF) for Use with the Health and Retirement Study. University of Pennsylvania; 1996.
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. Note - An updated and revised version of this paper is available in Forecasting Retirement Needs and Retirement Wealth, Olivia S. Mitchell, P. Brett Hammond and Anna M. Rappaport, eds., Philadelphia: University of Pennsylvania Press, 2000. See Chapter 13, "Social Security Earnings and Projected Benefits"

Prospects for Social Security Reform. Philadelphia: University of Pennsylvania Press; 1999.
. Disparities in patient-centered communication for Black and Latino men in the U.S.: Cross-sectional results from the 2010 health and retirement study. PLoS One. 2020;15(9):e0238356. doi:10.1371/journal.pone.0238356.
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