Health Insurance Coverage at Midlife: Characteristics, Costs, and Dynamics

TitleHealth Insurance Coverage at Midlife: Characteristics, Costs, and Dynamics
Publication TypeJournal Article
Year of Publication1997
AuthorsJohnson, R, Crystal, S
JournalHealth Care Financing Review
Volume18
Issue3
Pagination123-48
Call Numberpubs_1997_Johnson_RHCFR.pdf
KeywordsConsumption and Savings, Demographics, Health Conditions and Status, Insurance, Medicare/Medicaid/Health Insurance, Methodology, Other
Abstract

Recent data from the first two waves of the Health and Retirement Study are analyzed to evaluate prevalence of different types of health insurance, characteristics of different plan types, and change sin coverage as individuals approach retirement age. Although overall rates of coverage are quite high among the middle-aged, the risk of noncoverage is high within many disadvantaged groups, including Hispanics, low-wage earners, and the recently disabled. Sixty percent of individuals with health benefits are enrolled in health maintenance organizations (HMOs) or preferred provider organizations (PPOs). In addition, one-fourth of enrollees in fee-for-service (FFS) plans report restrictions in their access to specialists.

Endnote Keywords

Age Factors/Costs and Cost Analysis/Demography/Female/Health Benefit Plans, Employee/Health Care Surveys/Human/Insurance Coverage/Insurance, Health/Classification/Statistics and Numerical Data/Logistic Models/Longitudinal Studies/Middle Age/Support, Non U.S. Government/Support, U.S. Government--PHS/United States

Endnote ID

4225

Citation Key6575