Health insurance coverage at midlife: characteristics, costs, and dynamics.

TitleHealth insurance coverage at midlife: characteristics, costs, and dynamics.
Publication TypeJournal Article
Year of Publication1997
AuthorsJohnson, RW, Crystal, S
JournalHealth Care Financ Rev
Date Published1997 Spring
Type of ArticleJournal
ISSN Number0195-8631
Call Numberpubs_1997_Johnson_RHCFR.pdf
KeywordsAge Factors, Costs and Cost Analysis, Demography, Female, Health Benefit Plans, Employee, Health Care Surveys, Humans, Insurance Coverage, Insurance, Health, Logistic Models, Longitudinal Studies, Male, Middle Aged, United States

Recent data from the first two waves of the Health and Retirement Study are analyzed to evaluate prevalence of different types of health insurance, characteristics of different plan types, and change sin coverage as individuals approach retirement age. Although overall rates of coverage are quite high among the middle-aged, the risk of noncoverage is high within many disadvantaged groups, including Hispanics, low-wage earners, and the recently disabled. Sixty percent of individuals with health benefits are enrolled in health maintenance organizations (HMOs) or preferred provider organizations (PPOs). In addition, one-fourth of enrollees in fee-for-service (FFS) plans report restrictions in their access to specialists.

User Guide Notes

Endnote Keywords

Age Factors/Costs and Cost Analysis/Demography/Female/Health Benefit Plans, Employee/Health Care Surveys/Human/Insurance Coverage/Insurance, Health/Classification/Statistics and Numerical Data/Logistic Models/Longitudinal Studies/Middle Age/Support, Non U.S. Government/Support, U.S. Government--PHS/United States

Endnote ID


Alternate JournalHealth Care Financ Rev
Citation Key6575
PubMed ID10170345
PubMed Central IDPMC4194511