401(k) Plans and future patterns of retirement saving

Title401(k) Plans and future patterns of retirement saving
Publication TypeJournal Article
Year of Publication1998
AuthorsPoterba, JM, Venti, SF, Wise, DA
JournalAmerican Economic Review
Call Numberpubs_1998_Poterba_JAER.pdf
KeywordsEmployment and Labor Force, Net Worth and Assets, Pensions, Retirement Planning and Satisfaction

This paper summarizes current participation and contribution patterns in 401(k) plans and projects 401(k) balances at retirement age for workers currently between the ages of 30 and 40. The various factors that will influence future 401(k) balances are discussed. The projections based on HRS data suggest that 401(k) plans are likely to play a significant role in providing for the retirement income of future retirees.


RDA 1999-002

Endnote Keywords

Economic Status--net worth, earnings history/Labor/401(k) participation and balances/Retirement Planning

Endnote ID


Citation Key6621