Longitudinal Changes in Net Worth by Household Income and Demographic Characteristics for the first three waves of HRS Data

The purpose of this study is to provide an initial examination of the first three waves of HRS in terms of non-housing net worth by gender, education, race, religion, income, and age. The longitudinal data that is available for a sample of those who are nearing retirement or in retirmenet allows a picture of their financial condition to be drawn. Statistical analysis indicates that there is a difference in non-housing net worth by demographic characteristics and material status for each wave of data.