COBRA, Spouse Coverage, and Health Insurance Decisions of Older Households

TitleCOBRA, Spouse Coverage, and Health Insurance Decisions of Older Households
Publication TypeJournal Article
Year of Publication2002
AuthorsBerger, MC
JournalJournal of Forensic Economics
KeywordsConsumption and Savings, Employment and Labor Force, Health Conditions and Status, Healthcare, Insurance, Medicare/Medicaid/Health Insurance, Public Policy

We use the Health and Retirement Study (HRS) to model the health insurance coverage decisions of older households over time. We estimate coverage decisions as functions of eligibility for various types of health insurance, including the Consolidated Omnibus Budget Reconciliation Act (COBRA) and coverage through current employers of household members, and other characteristics. A bivariate probit model is used to jointly estimate the coverage decisions of husbands and wives and to allow for correlation between unobservable characteristics of the spouses. We use the results to simulate changes in household health insurance coverage that result from events that enable the household to qualify for COBRA coverage.


ProCite field 3 : U KY

Endnote Keywords

Public Policy/Health Insurance/Health Care/Economics of the Elderly/Unemployment/Health/Insurance

Endnote ID


Citation Key6838