The economic consequences of widowhood for older minority women.

TitleThe economic consequences of widowhood for older minority women.
Publication TypeJournal Article
Year of Publication2007
AuthorsAngel, JL, Jimenez, MA, Angel, RJ
Date Published2007 Apr
ISSN Number0016-9013
Call Numbernewpubs20070403_Angel_etal.pdf
KeywordsAged, Black or African American, Female, Hispanic or Latino, Humans, Longitudinal Studies, Middle Aged, United States, White People, Widowhood

PURPOSE: We compare the economic consequences of widowhood for pre-retirement age and early-retirement age Black, Hispanic, and non-Hispanic White women.

METHODS: We use the 1992 and 2000 waves of the Health and Retirement Study to assess the effects of widowhood on the household incomes and assets of non-Hispanic White, Black, and Hispanic women who were 51 years of age or older at baseline (N = 4,544).

RESULTS: For women of all racial and ethnic groups, marital disruption, including widowhood, results in a substantial decline in household income and assets. Net of demographic controls, the relative loss is far greater for Black and Hispanic widows than for non-Hispanic White widows.

IMPLICATIONS: The data reveal a substantial widowhood penalty for total household income and net worth for women in each racial and ethnic group. However, the findings suggest that minority widows are at a particularly high risk of poverty in late life, given that they have lower incomes and fewer assets to begin with. Implications of the results for the financial security of women approaching retirement are discussed.

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Alternate JournalGerontologist
Citation Key7139
PubMed ID17440127