Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving

Year of Publication
2008
Author
Journal
Economics Letters
Volume
99
Issue
2
Number of Pages
402-404
Abstract

Using Health and Retirement Study data on contributions, earnings, and pension plans, we examine the role of liquidity constraints in explaining why employees fail to take full advantage of employer matching contributions in 401(k) plans, leaving money on the table.

DOI
https://doi.org/10.1016/j.econlet.2007.09.005
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