|Title||Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving|
|Publication Type||Journal Article|
|Year of Publication||2008|
|Authors||Engelhardt, GV, Kumar, A|
|Keywords||Consumption and Savings, Other, Pensions|
Using Health and Retirement Study data on contributions, earnings, and pension plans, we examine the role of liquidity constraints in explaining why employees fail to take full advantage of employer matching contributions in 401(k) plans, leaving money on the table.
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