Income Replacement Ratios in the Health and Retirement Study

TitleIncome Replacement Ratios in the Health and Retirement Study
Publication TypeJournal Article
Year of Publication2012
AuthorsJ. Patrick, P
JournalSocial Security Bulletin
KeywordsIncome, Retirement Planning and Satisfaction, Social Security

This article describes the income replacement ratio as a measure of retirement income adequacy and identifies several issues analysts must consider when calculating a replacement ratio. The article presents the income replacement ratios experienced by participants in the original sample cohort of the Health and Retirement Study (HRS), who were born between 1931 and 1941. Replacement ratios are shown by the respondent's birth cohort, age when first classified as retired in the HRS, and preretirement income quartile. Median replacement ratios fall as the retirement period grows longer. PUBLICATION ABSTRACT

Endnote Keywords

Social security/Retirement planning/Income replacement ratios/income

Endnote ID


Citation Key7754