Title | Women s Timing of Receipt of Social Security Retirement Benefits |
Publication Type | Journal Article |
Year of Publication | 2014 |
Authors | Gillen, M, Heath, CJ |
Journal | Journal of Family and Economic Issues |
Volume | 35 |
Issue | 3 |
Pagination | 362-375 |
Keywords | Retirement Planning and Satisfaction, Social Security, Women and Minorities |
Abstract | The 2000 2006 waves of Health and Retirement Study data were used to estimate the effects of human capital characteristics and income sources on women s timing of receipt of Social Security retirement benefits. Using logistic regression, the likelihood of early election of benefits was increased by earnings regardless of marital status; and, for married women, by husband s age being greater than wife s, and by other income. For married women, education decreased the likelihood of electing early benefits. For unmarried women, IRA/annuity income reduced the likelihood of early receipt of benefits. Using multinomial logistic regression, the likelihood of combinations of expected and actual benefit receipt options were estimated. A greater percentage of married, compared to unmarried, women expected and elected early benefits. |
URL | http://dx.doi.org/10.1007/s10834-013-9374-z |
DOI | 10.1007/s10834-013-9374-z |
Endnote Keywords | Social Security/Women/Retirement benefits/Retirement |
Endnote ID | 999999 |
Citation Key | 8002 |