|Title||Why Don't Lower-Income Individuals Have Retirement Saving Plans?|
|Publication Type||Journal Article|
|Year of Publication||2015|
|Authors||Wu, AYanyuan, Rutledge, MS, Penglase, J|
|Journal||Communities and Banking|
Lower-income individuals lower employment rate and the smaller probability of their working for an employer that offers pensions underlie the pension gap between higher- and lower-income groups.
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